Vault & Yield Treasury

CofferDeposit · Compound · Reap

Coffer is the vault product in the Verity Finance suite. Pick a preset — Simple Earn, Principal-Protected Income, Auto-Compounding, or Covered-Call — deposit, and watch yield accrue from a fully visible on-chain loan book. Every accrual signed, every claim atomic, every compound a Daml event.

Vault Presets

Operators pick a preset; the engine expands it to a Daml pool config. No bespoke code, no copy-paste contracts.

Open access
Simple Earn

Deposit and withdraw anytime; earns interest like a savings account. Standard pool accounting, NAV-based pool tokens.

Income
Principal-Protected Income

Principal returned 1:1, yield paid out as claimable cash. Dual-account accounting in the Income share class.

Accumulation
Auto-Compounding Vault

Principal safe, yield auto-reinvested and snowballing. Dual-account, Accumulation share class, scheduler-driven compound cycles.

28-day cycle
CC Covered-Call Vault

Lock CC for 28 days; earn ~4–8% APR in USDC; keep your CC unless price clears 150% (then a slice is sold). Auto-rollover unless you give notice.

What Coffer Delivers

Every vault primitive a depositor needs — visibility, compounding, calculators, cycle-aware subscriptions — pulled straight from the ledger.

Yield Overview

Live KPIs — yield balance, undistributed yield, cumulative accrued, average deposit APY. Every figure sourced from the ledger, no off-chain ETL.

Underlying Loans

See exactly which pool loans your yield comes from. Principal, rate, accrued — the audit trail behind every basis point you earn.

Auto-Compound

Toggle auto-compound on. Vault scheduler triggers the on-ledger CompoundYield choice — yield rolls into principal on the cadence you set.

Yield Calculator

Model principal × rate × term to project APY before you deposit. Same projection logic the operator uses to set pool parameters.

Distribution History

Every accrual, every claim, every compound — timestamped, signed, and inspectable. The vault keeps receipts because the ledger does.

Cycle-Aware Subscriptions

For locked-cycle vaults (e.g. Covered-Call), deposits queue for the next cycle, withdrawals act as notice, and settlement windows are on-chain events.

Who Coffer Is For

Retail Depositors

Park stable capital in Simple Earn, or chase yield in an auto-compounding vault. Pool tokens are tradeable; the underlying loan book is fully visible.

Corporate Treasuries

Treasury allocation with audit-grade transparency. Choose principal-protected income for steady cash, or auto-compound for capital growth.

Operators

Stand up a vault from a preset, set the share class and lock cycle, and let the engine handle queuing, settlement windows and rollover notices.

Powered by the Verity Finance Engine

Coffer shares its Daml lending core with Loch (pooled liquidity) and Pact (bilateral agreements). One engine, three product surfaces — built for institutional financing on Canton Network.

Preset-driven vault creation — Simple Earn, Income, Accumulation or Covered-Call
Same Daml lending core as Loch (pools) and Pact (P2P) — one engine, three product surfaces
Receipt tokens (yieldCC etc.) with on-chain claimable rewards
Cycle-aware deposits, withdrawal notices and rollover — automatically driven by the scheduler
Income (distribute) vs Accumulation (auto-compound) share classes, both with 1:1 principal protection
See the underlying loan book — your yield is never a black box
Vault · Auto-CompoundACCRUING

Yield Balance

$1,284

Deposit APY

5.00%

Undistributed

$96

Cumulative

$5,470

Last compound+$42 · today
Next compoundin 4h
Underlying loans3 active · 225K CC
Auto-compound enabledSettled on Canton

Ready to fill the Coffer?

Open the app to deposit into a live vault, or talk to us about standing up a vault preset for your treasury.