Programmable Invoicing & Settlement

SettlaInvoice · Factor · Settle

Digital invoicing and settlement infrastructure for modern business. Issue tamper-proof invoices, settle them using digital rails, and unlock optional factoring — from a single platform with built-in compliance. Multi-currency cross-border settlement goes live next.

The Problem We Solve

B2B payments are still stuck in PDFs, SWIFT and reconciliation hell. Settla replaces the rails — not just the UI.

~45% of B2B invoices are paid late, starving businesses of cash flow

Cross-border flows: 3–5 day SWIFT, 4–6% leakage on FX & intermediary fees, weekend stops

Brittle disputes & version drift — PDFs and email trails as the source of truth

Invoice fraud and double-factoring cost lenders billions annually

Manual reconciliation drives up operational costs

Disjoint Tax, KYC, and audit obligations slow legitimate payments

What Settla Delivers

From invoice issuance to settlement to financing — one platform, one source of truth.

Smart Digital Invoicing

Issue tamper-proof, buyer-signed invoices on-chain. Single source of truth for both sides — no version drift, no disputes, no duplicates.

Instant On-Chain Settlement

Pay and get paid in any CIP-56 compliant digital asset, 24/7/365. Atomic, irrevocable, and reconciled the moment it settles.

Optional Invoice Factoring

Suppliers convert approved invoices to cash on demand. Factors get fraud-proof, uniquely-identified receivables.

Built-in Compliance

Coming Soon

Tax (incl. TDS), KYC/AML, and audit trail enforced automatically at the point of settlement.

Cross-Border FX Conversion

Coming Soon

Multi-currency atomic swap (GBP / USD / EUR ↔ INR and more). Same-currency cross-border flows are supported today.

Why Issue & Settle Invoices On-Chain

Tamper-Proof & Signed

Cryptographically signed by both parties. Binding, immutable audit trail.

Single Source of Truth

One record, two sides. No version drift, no email-trail confusion, no disputes.

Provably Unique

Unique on-chain smart contract eliminates double-financing risk and invoice fraud.

Programmable

Auto-trigger settlement, late fees, escrow, or factoring — without middleware.

Who Wins

SMEs & Freelancers

Replace clunky invoicing tools. Get paid faster, with verified records.

CFOs & Finance Teams

Real-time AR/AP. Cleaner books, fewer disputes, audit-ready by default.

Factors & Lenders

Verified receivables. Zero double-financing risk. Instant deployment.

Enterprises

One programmable rail for supplier and intercompany payments.

Ready to Move Your Invoices On-Chain?

Issue tamper-proof invoices, settle instantly in any CIP-56 digital asset, and unlock factoring on demand. Built for SMEs, CFOs, factors and enterprises.